economic recession 经济衰退 

economic depression 经济萧条 

economic crisis 经济危机 

economic recovery 经济复苏 

inflation 通货膨胀 

deflation 通货收缩 

deva luation 货币贬值 

reva luation 货币增值 

international balance of payment 国际收支 

favourable balance 顺差 

adverse balance 逆差 

hard currency 硬通货  

soft currency 软通货 

international monetary system 国际货币制度 

the purchasing power of money 货币购买力 

money in circulation 货币流通量 

note issue 纸币发行量 

national budget 国家预算 

national gross product 国民生产总值 

public bond 公债 

stock, share 股票 

debenture 债券 

treasury bill 国库券 

debt chain 债务链 

direct exchange 直接（对角）套汇 

indirect exchange 间接（三角）套汇 

cross rate, arbitrage rate 套汇汇率 

foreign currency (exchange) reserve 外汇储备 

foreign exchange fluctuation 外汇波动 

foreign exchange crisis 外汇危机 

discount 贴现 

discount rate, bank rate 贴现率 

gold reserve 黄金储备 

money (financial) market 金融市场 

stock exchange 股票交易所 

broker 经纪人 

commission 佣金 

bookkeeping 簿记 

bookkeeper 簿记员 

an application form 申请单 

bank statement 对帐单 

letter of credit 信用证 

strong room, vault 保险库 

equitable tax system 等价税则 

specimen signature 签字式样 

banking hours, business hours 营业时间

 银行英语口语－新开帐户

 What kind of account did you have in your mind?

你想开哪种帐户?

Do you like to open a current account?

你想开一个活期存款帐户吗?

A deposit or current account?

定期还是活期?

Please tell me how you would like to deposit your money.

请告诉我你想存何种户头?

There's a service charge for the checking account but no charge for the savings.

支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.

我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit.

最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars.

你可随时以50美圆的起存额开立储蓄帐户。

Even one yuan is all right.

甚至一元也可以起存。

Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account.

我想开一个活期存款帐户。

I need a checking account so that I can pay my bill.

我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.

我们想知道如何开一个支票储蓄帐户。

I have a checking account here.

我在这里有一个支票存款帐户。

I think I'd like a deposit account.

我想要开个定期存款帐户。

Can I open a current account here?

我能否在这儿开个活期存款帐户？

I want to open a deposit account with you.

我要开个储蓄帐户。

I'd like to open a deposit account with you.

我想在你们这儿开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account?

请告诉我储蓄存款与支票存款的区别好吗？

Please tell me the procedure for opening a savings account.

请告诉我开个储蓄帐户需要什么手续。

Will 100 yuan be enough for a minimum deposit?

100元作最低存款额够吗？

I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.

我想知道开一个支票帐户200元存款是否够。

Could you tell me how to operate this account?

请告诉我如何经管这个帐户好吗？

Is there any minimum for the first deposit?

第一次储蓄有最低限额吗？

How much does each account cost?

每个帐户要花多少钱？

　Useful Phrases

current deposit, current account 活期存款

fixed deposit, fixed account 定期存款

fixed deposit by installments 零存整取

joint account 联名存款帐户

to open an a